{"product_id":"budgeting-for-dummies","title":"Budgeting for Dummies","description":"\u003ctable align=\"center\" border=\"0\" cellpadding=\"2\" cellspacing=\"0\" width=\"100%\"\u003e\n\u003ctr\u003e\n\u003ctd class=\"productDetailSmallElements\"\u003e\n\u003cp\u003e\n\u003cstrong\u003eBiographical Note\u003c\/strong\u003e:\u003cbr\u003e\n\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003eAthena Valentine Lent\u003c\/b\u003e is the founder of \u003ci\u003eMoney Smart Latina\u003c\/i\u003e, a blog and financial education resource center. She leads workshops and classes on money management, financial resiliency, and navigating finances. She publishes a personal finance column at Slate.com.\u003c\/p\u003e\n\u003cbr\u003e\u003cbr\u003e\n\u003cstrong\u003eJacket Description\/Back\u003c\/strong\u003e:\u003cbr\u003e\n\u003cp\u003e\u003cb\u003eFinancial independence--the \u003ci\u003eMoney Smart Latina\u003c\/i\u003e way\u003c\/b\u003e \u003c\/p\u003e\n\u003cp\u003eBudgeting is key to making the most out of the money you have so you can live the life you want. And in \u003ci\u003eBudgeting For Dummies\u003c\/i\u003e, you'll discover several techniques guaranteed to improve your personal finances. You'll also find tips on how to consciously spend to make your dream life fit your budget, fix your debt, and improve your credit score. From the zero-based budget method to strategies for dealing with common budgeting challenges, this book is an easy-to-follow roadmap to increased financial independence and security. \u003c\/p\u003e\n\u003cp\u003e\u003cb\u003eInside...\u003c\/b\u003e \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cb\u003eLearn budgeting basics\u003c\/b\u003e\u003c\/li\u003e\n\u003cb\u003e \u003cli\u003eTry different budgeting methods\u003c\/li\u003e \u003cli\u003eEstablish an emergency fund\u003c\/li\u003e \u003cli\u003eSave for your future\u003c\/li\u003e \u003cli\u003eCrush your debt\u003c\/li\u003e \u003cli\u003ePlan for major purchases\u003c\/li\u003e \u003cli\u003eGet control of credit\u003c\/li\u003e \u003c\/b\u003e\n\u003cli\u003e\u003cb\u003ePrepare for life changes\u003c\/b\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cbr\u003e\u003cbr\u003e\n\u003cstrong\u003eTable of Contents\u003c\/strong\u003e:\u003cbr\u003e\n\u003cp\u003eIntroduction 1\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003ePart 1: All about Budgeting 5\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eChapter 1: Beginning with Budgeting Basics 7\u003c\/p\u003e\n\u003cp\u003eChapter 2: Breaking Down the Parts of a Budget 21\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003ePart 2: Finding a Budget That Works for You 37\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eChapter 3: Zero-Based Budgeting 39\u003c\/p\u003e\n\u003cp\u003eChapter 4: The 50\/30\/20 Budget 59\u003c\/p\u003e\n\u003cp\u003eChapter 5: The Envelope Budget 77\u003c\/p\u003e\n\u003cp\u003eChapter 6: The Pay-Yourself-First Budget 95\u003c\/p\u003e\n\u003cp\u003eChapter 7: Tips for Creating a New Budget 107\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003ePart 3: Taking Care of Your Priorities 127\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eChapter 8: Establishing an Emergency Fund 129\u003c\/p\u003e\n\u003cp\u003eChapter 9: Saving for Your Retirement 147\u003c\/p\u003e\n\u003cp\u003eChapter 10: Eliminating Debt 153\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003ePart 4: Budgeting in Action 177\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eChapter 11: Budgeting in a Tough Economy 179\u003c\/p\u003e\n\u003cp\u003eChapter 12: Budgeting during Different Life Stages 193\u003c\/p\u003e\n\u003cp\u003eChapter 13: Budgeting for a Major Purchase or Life Event 211\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003ePart 5: Using Your Budget for Money Management 231\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eChapter 14: Budgeting for Major Life Changes 233\u003c\/p\u003e\n\u003cp\u003eChapter 15: Keeping Tabs on Credit Card Spending 249\u003c\/p\u003e\n\u003cp\u003eChapter 16: Using a Budget to Plan for the Future 259\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003ePart 6: The Part of Tens 275\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eChapter 17: Ten Creative Ways to Budget 277\u003c\/p\u003e\n\u003cp\u003eChapter 18: Ten Ways to Stay Motivated When Following a Budget 281\u003c\/p\u003e\n\u003cp\u003eIndex 285\u003c\/p\u003e\n\u003cbr\u003e\u003cbr\u003e\n\u003cstrong\u003ePublisher Marketing\u003c\/strong\u003e:\u003cbr\u003e\n\u003cp\u003e\u003cb\u003eBuild a budget that puts you on solid financial footing\u003c\/b\u003e \u003c\/p\u003e\n\u003cp\u003eAsk any financially successful person how they achieved their goals, and chances are they'll tell you it all started with a budget. And that's exactly where you should start. \u003ci\u003eBudgeting For Dummies \u003c\/i\u003eshows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you're depriving yourself and your family of all the things that make life worth living. This book shows you how to figure out where your money comes from and where it goes so you can live the life you want and work toward your financial goals. Find out how to establish an emergency fund, eliminate debt, improve your credit score, and stick to your budget through economic ups and downs. \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDiscover budgeting methods that work so you can live within your means\u003c\/li\u003e\n\u003cli\u003eCreate a budget for your unique situation to get a handle on your income and expenses\u003c\/li\u003e\n\u003cli\u003eDeal with common budgeting challenges without taking on more debt\u003c\/li\u003e\n\u003cli\u003eIncrease your credit score and save toward a major purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eYou don't need to make six figures to achieve your financial goals. Valentine, who also writes for Slate.com, knows the struggle of trying to make ends meet and is enthusiastic about sharing her knowledge with anyone who wants to improve their financial literacy. If you're not sure where to start when it comes to managing your money, you can depend on Valentine's tried-and-true advice in \u003ci\u003eBudgeting For Dummies \u003c\/i\u003eto set you on the right path.\u003c\/p\u003e\n\u003cbr\u003e\u003cbr\u003e\n\n\u003cbr\u003e\n\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e\u003cp\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Valentine Lent, Athena\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e For Dummies\u003cbr\u003e\u003cb\u003eBinding:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003ePub Date:\u003c\/b\u003e 2023-05-09\u003cbr\u003e\u003cb\u003eBISAC:\u003c\/b\u003e Business \u0026amp; Economics|Personal Finance|Budgeting|Business \u0026amp; Economics|Personal Finance|Money Management\u003cbr\u003e\u003cb\u003eSubjects:\u003c\/b\u003e Budgets, Personal|Financial literacy\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.65 lbs\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9781119985143\u003cbr\u003e\u003cb\u003eASIN:\u003c\/b\u003e -\u003cbr\u003e\u003cb\u003eSKU:\u003c\/b\u003e SP-9781119985143\u003c\/p\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":52139451285785,"sku":"SP-9781119985143","price":29.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0913\/0380\/5209\/files\/9781119985143_spiral.png?v=1773923537","url":"https:\/\/westbindery.com\/products\/budgeting-for-dummies","provider":"West Bindery","version":"1.0","type":"link"}