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Biographical Note: Athena Valentine Lent is the founder of Money Smart Latina, a blog and financial education resource center. She leads workshops and classes on money management, financial resiliency, and navigating finances. She publishes a personal finance column at Slate.com. Jacket Description/Back: Financial independence--the Money Smart Latina way Budgeting is key to making the most out of the money you have so you can live the life you want. And in Budgeting For Dummies, you'll discover several techniques guaranteed to improve your personal finances. You'll also find tips on how to consciously spend to make your dream life fit your budget, fix your debt, and improve your credit score. From the zero-based budget method to strategies for dealing with common budgeting challenges, this book is an easy-to-follow roadmap to increased financial independence and security. Inside...
Table of Contents: Introduction 1 Part 1: All about Budgeting 5 Chapter 1: Beginning with Budgeting Basics 7 Chapter 2: Breaking Down the Parts of a Budget 21 Part 2: Finding a Budget That Works for You 37 Chapter 3: Zero-Based Budgeting 39 Chapter 4: The 50/30/20 Budget 59 Chapter 5: The Envelope Budget 77 Chapter 6: The Pay-Yourself-First Budget 95 Chapter 7: Tips for Creating a New Budget 107 Part 3: Taking Care of Your Priorities 127 Chapter 8: Establishing an Emergency Fund 129 Chapter 9: Saving for Your Retirement 147 Chapter 10: Eliminating Debt 153 Part 4: Budgeting in Action 177 Chapter 11: Budgeting in a Tough Economy 179 Chapter 12: Budgeting during Different Life Stages 193 Chapter 13: Budgeting for a Major Purchase or Life Event 211 Part 5: Using Your Budget for Money Management 231 Chapter 14: Budgeting for Major Life Changes 233 Chapter 15: Keeping Tabs on Credit Card Spending 249 Chapter 16: Using a Budget to Plan for the Future 259 Part 6: The Part of Tens 275 Chapter 17: Ten Creative Ways to Budget 277 Chapter 18: Ten Ways to Stay Motivated When Following a Budget 281 Index 285 Publisher Marketing: Build a budget that puts you on solid financial footing Ask any financially successful person how they achieved their goals, and chances are they'll tell you it all started with a budget. And that's exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you're depriving yourself and your family of all the things that make life worth living. This book shows you how to figure out where your money comes from and where it goes so you can live the life you want and work toward your financial goals. Find out how to establish an emergency fund, eliminate debt, improve your credit score, and stick to your budget through economic ups and downs.
You don't need to make six figures to achieve your financial goals. Valentine, who also writes for Slate.com, knows the struggle of trying to make ends meet and is enthusiastic about sharing her knowledge with anyone who wants to improve their financial literacy. If you're not sure where to start when it comes to managing your money, you can depend on Valentine's tried-and-true advice in Budgeting For Dummies to set you on the right path. |
Author: Valentine Lent, Athena
Publisher: For Dummies
Binding: Paperback
Pub Date: 2023-05-09
BISAC: Business & Economics|Personal Finance|Budgeting|Business & Economics|Personal Finance|Money Management
Subjects: Budgets, Personal|Financial literacy
Weight: 0.65 lbs
ISBN: 9781119985143
ASIN: -
SKU: SP-9781119985143
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